Why many people do not own houses in NIGERIA

Challenges that are faced by so many Nigerians with house ownership or building of Houses 

Subject : 

Civic Education

Term :

First Term / 1st Term


Week 2

Class :

Basic 5 / year 5 / primary 5


Previous lesson : 

The pupils have previous knowledge of  Our Values in their previous classes

Topic :

Why many people do not own houses in NIGERIA

Behavioural objectives :

At the end of the lesson, the pupils should be able to

  • what is the essence of a house to human existence
  • why is it that many Nigerians do not own a house


Instructional Materials :

  • Wall charts
  • Pictures of different types of houses
  • Related Online Video
  • Flash Cards

Methods of Teaching :

  • Class Discussion
  • Group Discussion
  • Asking Questions
  • Explanation
  • Role Modelling
  • Role Delegation


Reference Materials :

  • Scheme of Work
  • Online Information
  • Textbooks
  • Workbooks
  • 9 Year Basic Education Curriculum
  • Workbooks


Content :

Why many people do not own houses in NIGERIA

A house is a place of abode . It is a dwelling place . A house is a place that we seek refuge, rest, or  retire after a very long day’s job at office . A very conducive and welcoming house is called a home . A home is a place where family members live and cherish family values and maintain cultural and religious ties . It is the desire of every fully grown up Nigerian to own a house but unfortunately that is not always the situation


Why Many Nigerians do not own a house

Many Nigerans do not own a house because of the following reasons

  • High cost of land  : Land is very expensive in Nigeria most especially in major cities in Nigeria like Lagos or Abuja . The prices are beyond the reach of an average Nigerian that is a civil servant or a salary earner .
  • The availability of Land for sales :  Most Land that are for sales in major cities in Lagos or Abuja are mostly land that have already been bought by someone else with the hope of reselling the land later at a higher price which is beyond the reach of average Nigerians
  • The activities of Land Grabbers ( Awon Ajagun Gbale ) : These are local warlords that are armed with charms , knives , cutlass, pistols or rifles who are mercenaries  that always fight original land owners with the purpose of grabbing the legitimate land from the rightful owners and telling the legitimate owners to repurchase the same piece of land for a higher price . They always introduce fictitious terms like job title , land ratification , land verification in order to hoodwink the legitimate owners of their own hard earn money
  • Government Housing Policy : When government say that they are building houses for government workers or staff , everybody will applause the noble gesture . When the house are eventually built and are ready for allocation , the range of mortgage or prices placed on such houses is a no go area for low level civil servant .



The topic is presented step by step


Step 1:

The class teacher revises the previous topics


Step 2.

He introduces the new topic


Step 3:

The class teacher allows the pupils to give their own examples and he corrects them when the needs arise




The class teacher wraps up or conclude the lesson by giving out short note to summarize the topic that he or she has just taught.

The class teacher also goes round to make sure that the notes are well copied or well written by the pupils.

He or she does the necessary corrections when and where  the needs arise.



  • What is a house
  • What is a home
  • What is the difference between a house and a home
  • Mention four reasons why most Nigerians do not own a house




Prepare for the next lesson by reading about Types of houses , Modern house , Olden days house 



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