Advance Fee Fraud Prevention Security Education JSS 1 First Term Lesson Notes Week 4

Security Education Lesson Plan for JSS 1 – First Term, Week 4

Subject: Security Education
Class: JSS 1
Term: First Term
Week: 4
Age: 11–12 years
Topic: Advance Fee Fraud (419) and Embezzlement
Sub-topic: Meaning, Causes, Effects, and Prevention of Advance Fee Fraud
Duration: 40 minutes

Behavioral Objectives:

At the end of the lesson, students should be able to:

1. Define advance fee fraud (419).
2. Identify the causes of advance fee fraud.
3. Explain the effects of advance fee fraud on victims and society.
4. Suggest ways to prevent advance fee fraud in our society.

Keywords:

• Advance Fee Fraud
• 419
• Embezzlement
• Victims
• Prevention

Set Induction:

Begin by asking students if they have heard about scams or frauds. Discuss briefly how some people take advantage of others through deception, leading into the topic of advance fee fraud (419).

Entry Behavior:

Students may have some understanding of fraud from discussions in previous lessons or personal experiences. This lesson will clarify specific types of fraud, particularly 419.

Learning Resources and Materials:

• Printed materials about advance fee fraud
• Examples of scams
• Whiteboard and markers

Building Background/Connection to Prior Knowledge:

Students may be familiar with general concepts of fraud and deception from news stories or personal experiences, which will help them relate to the specifics of advance fee fraud.

Embedded Core Skills:

• Critical thinking
• Ethical reasoning
• Social responsibility

Learning Materials:

• Lagos State Scheme of Work
• Textbooks on Security Education

Instructional Materials:

• Flyers or posters on fraud prevention
• Case studies of advance fee fraud victims

Content:

1. Meaning of Advance Fee Fraud (419)

Advance Fee Fraud (419): This is a type of scam where a person is persuaded to pay money upfront (the “advance fee”) in the hope of receiving a larger sum of money later. The fraudster often poses as a foreign official, business person, or even a friend.

2. Causes of Advance Fee Fraud

• Greed: The desire for quick money can make people vulnerable to scams.
• Lack of Awareness: Many individuals do not know how these scams operate.
• Trusting Nature: People who trust easily may fall for deceptive offers.
• Economic Hardship: Financial difficulties can lead individuals to take risks.
• Internet Accessibility: The rise of online communication makes it easier for scammers to reach potential victims.

3. Effects of Advance Fee Fraud on Victims and Society

• Effects on Victims:
  • Financial loss, sometimes resulting in bankruptcy.
  • Emotional distress, including shame and anxiety.
  • Loss of trust in others and institutions.
• Effects on Society:
  • Erosion of trust in financial systems and institutions.
  • Increased law enforcement costs to combat fraud.
  • Damage to the reputation of the country, especially regarding foreign investments.

4. Ways to Prevent Advance Fee Fraud in Our Society

• Education and Awareness: Teach people about the signs of scams and fraud.
• Report Scams: Encourage individuals to report suspicious activities to authorities.
• Verify Information: Always check the authenticity of offers before making any payments.
• Community Programs: Implement programs that promote financial literacy.
• Online Safety: Use secure websites and be cautious when sharing personal information online.

15 Fill-in-the-Blank Questions with Options (a, b, c, d):

1. Advance fee fraud is also known as ____.
   a) Theft
   b) 419
   c) Robbery
   d) Assault
2. The main motive behind advance fee fraud is often ____.
   a) Generosity
   b) Greed
   c) Kindness
   d) Honesty
3. A cause of advance fee fraud can be ____.
   a) Wealth
   b) Lack of awareness
   c) High intelligence
   d) Trustworthiness
4. Victims of 419 scams often face ____.
   a) Happiness
   b) Financial loss
   c) Immediate success
   d) New friendships
5. The rise of the internet has made it easier for scammers to ____.
   a) Make friends
   b) Reach potential victims
   c) Help people
   d) Create jobs
6. One effect of advance fee fraud on society is the erosion of ____.
   a) Trust
   b) Power
   c) Wealth
   d) Joy
7. Emotional distress from being scammed can lead to ____.
   a) Confidence
   b) Anxiety
   c) Trust
   d) Success
8. People experiencing economic hardship may be more ____.
   a) Cautious
   b) Trustworthy
   c) Vulnerable to scams
   d) Wealthy
9. It is important to always verify ____.
   a) Friends
   b) Information
   c) Food
   d) Weather
10. Community programs can promote ____.
    a) Financial literacy
    b) Ignorance
    c) Laziness
    d) Unawareness
11. Reporting suspicious activities can help ____.
    a) Increase scams
    b) Prevent fraud
    c) Create fear
    d) Hurt society
12. Many scams target people who are too ____.
    a) Trusting
    b) Smart
    c) Wealthy
    d) Popular
13. One way to prevent advance fee fraud is through ____.
    a) Silence
    b) Education and awareness
    c) Isolation
    d) Hiding
14. Loss of trust in financial systems can harm ____.
    a) Happiness
    b) Society
    c) Nature
    d) Science
15. Scammers often pose as ____.
    a) Friends
    b) Foreign officials
    c) Neighbors
    d) Doctors

15 FAQs with Answers:

1. What is advance fee fraud (419)?
   It is a scam where individuals pay money upfront with the promise of receiving more money later.
2. Why is it called 419?
   The term comes from the section of the Nigerian Criminal Code that deals with fraud.
3. What are some common causes of advance fee fraud?
   Causes include greed, lack of awareness, and financial hardship.
4. How does advance fee fraud affect victims?
   Victims may suffer financial loss, emotional distress, and loss of trust.
5. What effects does advance fee fraud have on society?
   It erodes trust in financial systems and increases law enforcement costs.
6. How can I recognize advance fee fraud?
   Look for unrealistic promises of quick money, pressure to pay upfront, and unverified identities.
7. What should I do if I suspect a scam?
   Report it to the authorities and avoid engaging further with the scammer.
8. Can advance fee fraud happen online?
   Yes, it often occurs through emails, social media, and fake websites.
9. What is the role of education in preventing advance fee fraud?
   Education raises awareness about the signs of scams and helps people make informed decisions.
10. How can I protect my personal information online?
    Use secure websites, avoid sharing sensitive information, and verify sources.
11. Is embezzlement related to advance fee fraud?
    Yes, both involve dishonest financial practices, but embezzlement typically refers to theft of funds entrusted to someone.
12. What resources are available for victims of fraud?
    Victims can access support groups, legal advice, and financial counseling.
13. Are there legal consequences for scammers?
    Yes, scammers can face criminal charges, fines, and imprisonment.
14. What community programs can help prevent fraud?
    Programs that promote financial literacy and consumer education can be very effective.
15. How does advance fee fraud impact the economy?
    It can lead to decreased investment and increased costs for law enforcement and legal systems.

Presentation:

Step 1: Revising the Previous Topic
Begin with a review of what was learned in the last lesson on murder and rape. Engage students by asking what they remember about the impacts of those crimes.

Step 2: Introducing the New Topic
Introduce advance fee fraud (419) and explain its meaning, highlighting its impact on victims and society.

Step 3: Allowing Pupils to Contribute and Correcting Them
Encourage students to share any personal stories or news they’ve heard about scams. Discuss the importance of vigilance and the ways to protect against fraud.

Teacher’s Activities:

• Clearly explain the definitions of advance fee fraud and embezzlement.
• Facilitate discussions about causes and effects.
• Guide students in developing prevention strategies.

Learners’ Activities:

• Participate in discussions on the topic.
• Answer fill-in-the-blank and evaluation questions.
• Suggest their own ideas for preventing advance fee fraud.

Assessment:

1. Define advance fee fraud.
2. List two causes of 419 scams.
3. Explain how advance fee fraud affects victims.
4. What can be done to prevent advance fee fraud in society?
5. Discuss the importance of being informed about scams.

10 Evaluation Questions:

1. What does 419 stand for?
2. Name two causes of advance fee fraud.
3. How does advance fee fraud impact victims financially?
4. List one effect of fraud on society.
5. Why is it crucial to educate people about scams?
6. What steps can individuals take to protect themselves from fraud?
7. How does embezzlement relate to advance fee fraud?
8. What role does trust play in being a victim of fraud?
9. Why is reporting scams important?
10. How can community involvement help reduce fraud?

Conclusion:

Summarize the lesson by emphasizing the significance of understanding advance fee fraud and the need for preventive measures. Remind students of the importance of being vigilant and supporting those who may fall victim to scams. Mark students’ work and provide constructive feedback.

“Explore the meaning, causes, and effects of advance fee fraud (419) in this engaging Security Education lesson for JSS 1 students. Learn how to prevent scams in your community.”