BOOK KEEPING THIRD TERM LESSON NOTE SS 1

Book Keeping SS 1 Third Term Lesson Notes

                                                     

SS 1 OMEGA TERM BOOK- KEEPING

                                                                   

SCHEME OF WORK 

WEEK

1                 Revision

  1.               Petty cash book

             —Meaning of petty cash book

              ___ Classification of columns

              __posting of transaction

  1.               Trial balance and correction of errors

                Meaning of trial balance

               Functions of trial balance

           Extraction of balance from ledger to trial balance

  1.           Trial balance and correction of error

           —Rules for posting balances from ledger to trial balance

           __preparation of trial balance

5 .              Trial balance and correction of errors

                   Meaning of errors

                Types of errors 

              Errors affecting Trial balance

             Errors that do not affect trial balance

  1.         Trial Balance and correction of errors

                 Correction of errors through the use of suspense account

  1.                 Trading Account

                   __ Definition of trading account

                  __ description of cost of goods sold

                  __dtermining gross profit

  1.       Trading account

              __preparation of a simple trading account

  1.             ___profit and loss Account

                 __purpose of profit and loss account 

                  __ determining net sales and net profit

                 Rules for preparing profit and loss account

10          balance sheet

                  __ explain balance sheet

                 ___ balance sheet content

                  __ Users of balance sheet

                 ___preparation of simple balance sheet

                 

11       revision

12    exam

 

                                PETTY CASH BOOK

MEANING: 

IMPREST SYSTEM : This is a system for recording petty cash transactions, which are paid out of a cash float.The system is set up by giving a specified sum known as cash float to the cashier in order to cover petty expenses during the period.

PETTY CASH BOOK: This is the book of original or prime entry which is used for recording small disbursements or expenses e.g. postages, stationery, transport etc. it is part of the double entry system. The source documents are invoices, receipts, and vouchers

PROCEDURES OF PETTY CASH BOOK:

  1. Amount of float from the main cash book

CR; CASH BOOK

DR : PETTY CASH BOOK

 

  1. RULING OF PETTY CASH BOOK 

Credit side is wider than debit side

Credit side :Analysis columns :Debit side : Receipt side

  1. Payment for expenses

  Credit Petty cash with payment under related expenses (analysis column)

  1. Total of analysis columns: Analysis columns totaled are transferred to the debit of nominal

 Ledgers

5.Re-imbursement of petty cash

The petty cash cashier will be re-imbursed at interval to bring the amount back to the formal amount

LAYOUT OF PETTY CASH BOOK 

receipt     f     date      details                v.no   total          postage  cleaning trans.exp  med exp ledge

      #                                                                        #                  #               #            #             #             #

700          cb   july1     bal b/d      

                         “    2    cleaning                          15                              15

                         “ 3       Bola                                  70                                                                             70

                         “  5      postage                            30              30

                         “  7       transport                         40                                              40

                          “  8     cleaning                            20                               20

                          “   9     med expense                   55                                                              55

                          “   10   petrol                                15                                              15

                                                                          ___________________________________________

                                                                            245                   30               35        55              55      70

                                                                                             _________________________________

245           cb  “ 31         cash balc/d                700

 

_____                                                                 ______

945                                                                     945

-_____                                                                 _____

 700                     Aug 1 bal b/d

 

 

                                        

TRIAL BALANCE AND CORRECTION OF ERRORS

MEANING OF TRIAL BALANCE

Trial balance is a statement showing list of balances in a double entry form extracted from the ledgers to test the arithmetical accuracy of the accounts

LAYOUT OF TRIAL BALANCE

 

                                                                                                                              DR #                  CR#

Capital                                                                                                                                               x

Furniture and fittings                                                                                            x

Land and building                                                                                                   x

Stock                                                                                                                        x

Cash at bank                                                                                                           x

Creditors                                                                                                                                             x                                                                                                                   

Loan                                                                                                                                                    x

Provision for doubtful debts                                                                                                          x  

Bad debts                                                                                                                  x

Insurance                                                                                                                   x

Rates                                                                                                                           x

Sundry expenses                                                                                                        x

Premises                                                                                                                      x

Sales                                                                                                                                                 x                                                                                                                              

Returns inwards                                                                                                          x

Returns outwards                                                                                                                           x

Purchases                                                                                                                    x

Discount allowed                                                                                                        x

Telephone                                                                                                                     x

Discount received                                                                                                        x

Lighting                                                                                                                          x

Stationery                                                                                                                      x

Motor expenses                                                                                                             x

Drawings                                                                                                                          x

Carriage inwards                                                                                                             x

Salaries & wages                                                                                                              x

Bank overdraft                                                                                                                                        x

Carriage outwards                                                                                                          x

Accumulated depreciation:land&building                                                                                         x

Equipment                                                                                                                                                x

Equipment at cost                                                                                                          x

Rent receivable                                                                                                                                          x

Bills payable                                                                                                                                                  x

Bills receivable                                                                                                                 x

Debtors                                                                                                                              x

Plant& machinery                                                                                                             x

Delivery expenses                                                                                                              x

Office expenses                                                                                                                    x

  Travelling expenses                                                                                                         x

Petty cash                                                                                                                             x

Repairs                                                                                                                                x

Loan interest                                                                                                                       x

                                                                                                                                   ________________

                                                                                                                                         Xx                  xx

                                                                                                                                    ______________

                                                                                            

 

                   DIFFERENCES BETWEEN TRIAL BALANCE AND BALANCE SHEET

  1. Trial balance shows list of ledger balances WHILE Balance Sheet is a statement showing assets and liabilities
  2. Trial balance is prepared to prove the arithmetical accuracy of the ledger accounts WHILE BALANCE SHEET is prepared to show the financial position  of a business at a point in time
  3. In the trial balance , items are classified into debit and credit WHILE in the balance sheet items are classified into assets and liabilities
  4. Trial balance preparation is at the discretion of the business WHILE balance sheet preparation and presentation is a legal obligation in any business
  5. Trial balance is used for the preparation of final accounts for which the balance sheet is a part. WHILE BALANCE SHEET is prepared with the balances left after the preparation of the trading profit and loss account

PURPOSE OF TRIAL BALANCE

  1. Provide a comprehensive lists of all accounts therefore it saves time
  2. To show the arithmetical accuracy of the entries in the ledgers
  3. Provide data for the preparation of Trading , profit and loss and balance sheet

RULES OF TRIAL BALANCE 

  In preparing the trial balance ,the rules below must be followed by the students.

 

 

                                                      TRIAL BALANCE

  

 

 

 

           

                                      CREDIT LIABILITIES                             CREDIT INCOME/GAIN           DEBIT 

 

                                                                                                                                                          EXPENSES

                              DEBIT ASSETS                                                                                                          

 

BALANCING OF LEDGER ACCOUNTS

Before the preparation of trial balance ,all ledgers should be posted ,added and balanced off. In balancing the accounts, the following procedures should be followed.

Procedures for balancing the ledgers

1 post all debit items 

  1. Add all the items on the debit side
  2. Post all credit items.

4.Add all the items on the credit sides

  1. Compare the two totals.
  2. If the debit side is greater ,insert the difference on the credit side.
  3. If the credit side is greater , insert the difference on the debit side

  

 

Illustration:Mr Odili has the following transactions for the month of June 1999

Cash purchases                      3000

Cash sales                                10000

Paid wages by cash                  200

Paid insurance cash                 800

Settled Olu by cash                   300

You are required to record the transactions,balance off and prepare a trial balance

 

SOLUTION:

                 DR                                            CASH ACCOUNT                                               CR

 

                                                                         #                                                                     #

SALES                                                     10000     Purchases                                             3000

 

                                                                                  Insurance                                            800

                                                                                     Olu                                                     300

                                                                                  Bal c/d                                                 5700

                                                                _______                                                              _____

                                                                10000                                                                  10000

                                                                _____                                                                  ____

Bal b/d                                                5700    

 

Note: the items on the debit side exceed the items on the credit side by #5700.Insert the difference on the credit side as balance C/D so that the totals may be equal .In the next accounting period,#5700 will be balance brought down (balance b/d).

 

Ledger entries:

                                      DR                                        Sales account                                         CR

                                                                                              #                                                        #

 BAL C/D                                                                   10000       CASH                                   10000

                                                                                      ____                                                    ____

                                                                                                      Bal b/d                                10000

                                                      

                             DR                                Purchases account                                                CR

 

                                                                                #                                                                  #

                           CASH                                     3000     BAL C/D                                        3000

                                                                          ___                                                              ___

                             BAL B/D                             3000

                                       

                                DR           WAGES ACCOUNT                                                           CR

                                                                                     #                                                                    #

                             CASH                                            200   BAL C/D                                               200

                                                                                    __                                                                  ___

                                    BAL B/D                              200

 

       DR                                                        INSURANCE ACCOUNT                                           CR

                                                                                    #                                                                 #

Cash                                                                    800    bal c/d                                                  800

                                                                            ____                                                               ___

Bal b/d                                                               800

 

                       DR                                     OLU ACCOUNT                                               CR

                                                                       #                                                                 #

CASH                                                           300 BAL C/D                                            300

                                                                                                                                                

      

 

Note:All the ledger accounts have been balanced and the balances brought .The trial balance will now be prepared by following the rules enumerated above

 

      particular                                       Trial balance                                          DR                           CR

 

                                                                                                                                        #                              #

CASH                                                                                                                    5700

SALES                                                                                                                                                     10000

PURCHASES                                                                                                       3000

WAGES                                                                                                                200

INSURANCE                                                                                                          800

  OLU                                                                                                                      300

                                                                                                                             ________           ______

                                                                                                                             10000                  1000

                                                                                                                            ______               _______

EVALUATION:

1.State four differences between a balance sheet and a trial balance

  1. State three functions of a trial balance

  

 

ASSIGNMENT: Take assignment from simplified and amplified book-keeping and accounting revision question 3 page 101

 

TRIAL BALANCE ERRORS OR UNDISCLOSED ERRORS

  1. Errors of original entry: This error occurs when a wrong amount is entered on the debit and credit sides e.g sales of #95 to Ayo entered in the accounts as #59.
  2. Error of omission; Error of omission occurs when a transaction is totally omitted from the debit and credit sides of the account
  3. Error of commission: This error occurs when a transaction is entered in a wrong person’s account e.g purchase of goods #70 from Bada entered in Dada ‘s account

4 Error of principle: Error of principle occurs when transactions are entered in a wrong class of accounts

  1. Compensating Errors: This occurs when errors of the same amount are posted to the two sides of the of the ledger, therefore they cancelled out each other.
  2. Complete reversal of entry: This occurs when the double entry for a transaction is reversed. The account to be debited has been credited and the account that ought to be credited is debited

 

Illustration:

Show the journal entries necessary to correct the following errors

  1. Sales of motor van #800 had been entered in the sales account
  2. Purchase of goods from Akano #720 was completely omitted from the account.
  3. Goods of #230 returned by Ajayi has been entered in Ajala account
  4. Sales were overcast by #950 as also were motor expenses .
  5. Cash paid to James #1500 was entered on the credit side of his account and debited to cash account 
  6. Purchase of goods from Olaiya #290 has been entered in the accounts as #920
  7. Payment of cash #320 to Abiodun has been entered twice in the two accounts

 

                                    JOURNAL                                                                     DR                   CR

                                                                                                                         #                    #

  1. sales account                                                                                  800

             motor van account                                                                                          800

      Sales of motor van entered in sales a/c now corrected   

  1. Purchases account                                                                          720

             Akano account                                                                                                  720

        Purchases of goods from Akano omitted now corrected

  1. Ajayi account                                                                                                        230

           Ajala account                                                                                     230

       Goods returned by Ajayi mistakenly entered in Ajala now 

Corrected                                                       

  1. Sales account                                                                                         950

   motor expenses account                                                                                           950

correction of overcast of sales and motor expenses

  1. James account                                                                                         3000

  cash account                                                                                                                 3000

Payment of cash to James mistakenly reversed now corrected

  1. Olaiya account                                                                                             630

purchases account                                                                                                           630

Correction of error of wrong amount

  1. Abiodun account                                                                                                          320

     cash account                                                                                             320

recoding of a transaction twice in the accounts now corrected

 

ERRORS THAT WILL AFFECT THE AGREEMENT OF THE TRIAL BALANCE

The following errors will affect the totals of the trial balance, hence they will be adjusted by means of entry in the suspense account.

  1. One sided omission
  2. Misposting of figures to the account
  3. Errors in transfer of totals of subsidiary book
  4. Two entries on the same side 
  5. Undercasting and overcasting of balances

PROCESSES INVOLVED IN CORRECTION OF ERRORS

1.Identification of error

  1. Illustration of errors in the ledgers
  2. correction

4 posting to the journal

5 .preparation of suspense account

ERRORS EXPLAINED

  1. One sided omission:this occurs when there is an omission in one of the two accounts e.g payment of rent #170 cash was entered in the cash book but not in the rent account
  2. MISPOSTING OF FIGURES TO THE ACCOUNT:This error occurs when an item was recorded on the debit side with figures different from the figures recorded on the credit side . e.g Sales of goods #209 was credited in sales account and debited in cash account as #902
  3. ERRORS IN TRANSFER OF TOTALS OF OF SUBSIDIARY BOOKS:Errors can occur when transferring the totals of the subsidiary books to the ledgers e.g A sales of goods to Okoro had been correctly recorded in the sales day book as #240 but had been debited to his account as #24
  4. TWO ENTRIES ON THE SAME SIDE: Two entries can be made on one side of the account and one entry on other account e.g sales of goods #300 cash was debited twice to the cash account

 

 

5.TRIAL BALANCE ERRORS:The trial balance error can occur in the trial balance as follows

  1. Trial balance can be incorrectly totaled.
  2. An item can omitted from the trial balance.e.g.The petty cash book balance of #100 was omitted from the trial balance.

Illustration:The trial balance of Fashola ltd as at 31st Dec 2000 failed to agree. The difference of #500 was credited to a suspense account .Further investigation revealed the following errors

A.Returns inwards book was overstated by #100

  1. purchases day book was undercast by #300
  2. The closing balance of the cash book had a debit of #2000 instead of #2100
  3. Credit sales of #250 to Olembe was credited to his personal account.
  4. An amount of #500 received from Kunle has not been posted to the cash book.
  5. Discount received and allowed of #250 and #100 had not been posted to the cash book.
  6. Goods worth #600 returned to a supplier were entered in his personal account as #1050.

You are required to :

  1. Journalize the errors
  2. Write up the suspense account

SOLUTION:

 

                                  jOURNAL                 

                                                                                                                             DR    #      CR #

  1. A. Returns inwards account                                                                                              100

      Suspense account                                                                                         100

Correction of overcast of returns inwards

  1. Purchases account                                                                                          300

Suspense account                                                                                                                  300

Overcast of purchases by #300 now corrected

                                                                                                                                    

  cash account                                                                                                                          100

Suspense account                                                                                                   100

Correction of misposting of figures to the account

  1. Olembe account                                                                                                 500

Suspense account                                                                                                                  500

Correction of reversal of entry in Olembe account

  1. Kunle account                                                                                                                     500

suspense account                                                                                                   500

Correction of omission of #500 from Kunle account

  1. Discount received account                                                                                                  250

suspense account                                                                                                    250

correction of omission of discount received from the cash book

Discount allowed account                                                                                   100

Suspense account                                                                                                                   100

Correction omission of discount allowed from the cash book

Supplier account                                                                                                                       450

Suspense account                                                                                             450

Correction of misposting of figures to the account

 

Note:c:The balance should be #2000 instead of #2100 therefore (#2100-#2000)=#100 must be credited to cash book in order to reduce the balance therein

 D:since the entry has been reversed the amount should be multiplied by 2 i.e#250×2=#500

  1. The value of goods returned was #600 but #1050 was debited to the supplier account .In order to correct the account ,#450( #1050-#600)

must be credited to the supplier

 

            DR                                         suspense account                                                         CR

Returns inwards                                     100   bal b/f                                                            500

Cash book                                                100 purchases                                                       300

Kunle                                                        500   Olembe                                                           500

Discount received                                 250    discount allowed                                          100

                                                                ____                                                                      _____

                                                              1400                                                                        1400

                                                             ___                                                                            ____

                                                             

 

EVALUATION;Mention four disclosed errors and briefly explain

ASSIGNMENT :Take assignment from simplified and amplified book- keeping and accounting revision question2 and 3 page 150

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                            TRADING PROFIT AND LOSS ACCOUNT AND BALANCE SHEET(FINAL ACCOUNT)

The final account is a statement that details the financial transactions of an organization covering a period of time, usually a year.

The final accounts of a sole trader comprise the following

  1. Trading account 
  2. Profit and loss account
  3. balance sheet

 

DEFINITION OF TERMS AS USED IN FINAL ACCOUNTS OF A SOLE TRADER

Trading Account: This is an account prepared to disclose gross profit . Gross profit is the profit on the activities of buying and selling goods.It could also be describe as the excess of revenue over cost of goods sold .

Profit and loss account: This is the account that discloses the net profit or net loss of an organization. All revenue expenditure are deducted from the gross profit to know if the organization is making profit or not.

Balance Sheet: A balance sheet is a list of the assets and liabilities of a business at a particular date .It shows the position of a business at a particular period of time

Purchases :These are goods bought with an intention of reselling .Only items bought for resale are debited to the trading account as purchases and those items bought for usage in the business are debited as assets

Sales: Sales is the term used for the goods that are bought for resale in the business.Items bought for usage but later sold are referred to as disposal.The difference between the sales and the sales return is the  turnover of the business.

Opening/ closing stock: The stock of goods available for sale at the beginning of an accounting period is referred to as opening stock while the stock of goods at the end of an accounting period is the closing stock

Return inward/ outward: Return inward is used to describe goods returned to an organization by a customer while goods returned by an organization to the supplier are returned outward. Returns outward is deducted from purchases while return inward is deducted from sales

Carriage Inward/Outward: Carriage inward is the term used to describe the cost of transportating goods to the organization .It is usually added to the cost of purchases. Carriage outward on the other hand , is the term used to describe cost of transporting goods to the customers . This is also called carriage on sales and it is deducted as an expense.

Cost of goods available for sale

This is the total amount of goods available for sale in a particular period . It is arrived at after adding purchases to the cost of opening stock.

Cost of goods sold or cost of sale:

This is the amount that arrives while cost of closing stock is deducted from the cost of goods available for sale.

Goods Withdrawn

It is also known as drawings .It is the cost of goods taken by the owner of a business for private use

Gross Profit:This is the profit on sales of goods before the expenses are deducted 

Net Profit :This is the trader ‘s income after deducting all expenses for a particular period of time .When the expenses are higher than the revenue or income then we have net loss.

                PREPARATION OF FINAL ACCOUNT OF A SOLE TRADER

The following are the steps involved in the preparation of final account of a sole trader:

STEP1; Balance all ledger accounts and prepare a trial balance at the date to which the trading and profit and loss account is to be prepared

STEP2 :Prepare the trading account .The balances on the sales ,sales return ,purchases and purchases return are transferred to the trading account through journal entries

STEP3. The profit and loss account follows the trading account without a break and they share common headings .All expenses included in the trial balance are deducted from the the gross profit to arrive at the net profit or loss

STEP4: Prepare a balance sheet by listing and grouping the assets and liabilities of the business under the fixed assets current assets current liabilities long term liabilities and capital

   

 

LAYOUT OF BALANCE SHEET

  1. FORMAT OF BALANCE SHEET

                            BALANCE SHEET AS AT 31ST DEC. 2000

 

                                                                 #                                                                               #

Capital                                                    xx     fixed assets:

Add net profit                                         x         land and building                                       x

                                                             ___-_    plant and machinery                                    x

                                                                Xx          premises                                                      x

Less cash or goods drawing                 x          equipment                                                   x

                                                               ___          motor van                                                 x

                                                                X            fixtures and fittings                                   x

                                                                                                                                                 ___ xx

Long term liabilities

% debenture              x

Bond                            x

                                  

Current liabilities

Loan                            x                                             investment                                                     x

Creditors                    x                                           current assets

Bank overdraft           x                                          stock                                                                   x

                                   ___                    x                  debtor                                                                 x

                                                                                   Bank                                                                    x

                                                                                    Cash in hand                                                       x

                                                            _____                                                                                         ___

                                                              Xx                                                                                                xx

                                                          _____                                                                                            ___

   

                               

 

EVALUATION:Differentiate between assets and liabilities with examples

ASSIGNMENT:The following balances were extracted from the books of Bose Adetoro enterprises as at 31st Dec. 1983

Capital                     335955

Drawings                 110420

Cash at bank           129000

Debtors                 112300

  Creditors               301065

Land and building 150000

Furniture                 140000

Machinery              160000

Stock at close          121560

Net profit for the year 286260

You are required to prepare the balance sheet as at 31st dec.1883    

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BOOK KEEPING FIRST TERM EXAMINATION SS 1

 

 

BOOK KEEPING FIRST TERM EXAMINATION SS 3

 

 

 

BOOK KEEPING FIRST TERM EXAMINATION SS 2