Housing Agencies In Nigeria

Subject : Social Studies

Topic :

Housing agencies in Nigeria 

Class :

Primary  3 / Basic 3

Term :

2nd Term / Second Term

Week :

Week 10

Instructional Materials :

  • Lagos State Scheme of Work
  • Textbooks On Social Studies
  • Online Materials
  • Picture Charts



Previous Knowledge :

The pupils have been taught 

Houses We Live In Nigeria 

in their previous lesson


Behavioural Objectives :  At the end of the lesson, the pupils should be able to




Housing agencies in Nigeria

Some people own houses and live in them. Some people own houses, but because they work in other places, they live in other people’s houses. People who do not yet have money to build their own houses rent houses built by either the government or other people.

Our government knows that people need to live in houses, yet many do not own any. This is why state governments and the federal government have agencies which help to provide houses for people.

These agencies build houses in certain towns. People rent or buy these houses, and pay a little amount of money at a time. These government agencies are called housing corporations in some states, property development corporations in other states, and the

development and planning authority in other states.



The federal government has a bank called the Federal Mortgage Bank

. This bank gives loan to people who want to build houses. The loan is paid back

gradually, with a little interest. Interest is a small amount of money, which is added

to the actual amount borrowed. Loan enables people who have no money to build

their own houses.

Some large banks lend money to their customers and workers to build houses.

The United Bank for Africa and the Union Bank of Nigeria are examples of such


Some other finance houses also lend money to their customers to build houses.

Such finance houses are usually owned by individuals.

Some private individual companies are also into housing business and they are striving harder and harder everyday to make accommodation and house ownership easy for every individuals. Examples of such private housing companies are

Adron Homes

Jide Taiwo and Co

Abode Real Estate

Godmade Homes

Ayeye and Co Properties






The topic is presented step by step


Step 1:

The class teacher revises the previous topics


Step 2.

He introduces the new topic


Step 3:

The class teacher allows the pupils to give their own examples and he corrects them when the needs arise


Evaluation :



1, What is a house ?

2. Write out five types of houses in Nigeria





Conclusion :

The class teacher gives out ó brief note that is based on the topic that has just been taught.


Assignment :

Solving the problems of housing

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