Behavioural Objectives : At the end of the lesson, the pupils should be able to
Housing agencies in Nigeria
Some people own houses and live in them. Some people own houses, but because they work in other places, they live in other people’s houses. People who do not yet have money to build their own houses rent houses built by either the government or other people.
Our government knows that people need to live in houses, yet many do not own any. This is why state governments and the federal government have agencies which help to provide houses for people.
These agencies build houses in certain towns. People rent or buy these houses, and pay a little amount of money at a time. These government agencies are called housing corporations in some states, property development corporations in other states, and the
development and planning authority in other states.
The federal government has a bank called the Federal Mortgage Bank
. This bank gives loan to people who want to build houses. The loan is paid back
gradually, with a little interest. Interest is a small amount of money, which is added
to the actual amount borrowed. Loan enables people who have no money to build
their own houses.
Some large banks lend money to their customers and workers to build houses.
The United Bank for Africa and the Union Bank of Nigeria are examples of such
Some other finance houses also lend money to their customers to build houses.
Such finance houses are usually owned by individuals.
Some private individual companies are also into housing business and they are striving harder and harder everyday to make accommodation and house ownership easy for every individuals. Examples of such private housing companies are
Jide Taiwo and Co
Abode Real Estate
Ayeye and Co Properties
The topic is presented step by step
The class teacher revises the previous topics
He introduces the new topic
The class teacher allows the pupils to give their own examples and he corrects them when the needs arise
1, What is a house ?
2. Write out five types of houses in Nigeria
The class teacher gives out ó brief note that is based on the topic that has just been taught.