Housing – Meaning (Types) and Acquisition of Houses

Table of Contents

Subject : Social Studies

Topic : Housing – Meaning (Types) and Acquisition of Houses

Class : Primary 5

Term :  Third Term

Week : Week 1

Previous Knowledge : Pupils have previous knowledge of Leadership  that have been taught in their former lessons and classes

Behavioural Objectives : At the end of the lesson , pupils should be able to

  • say the meaning of housing
  • Say types of houses
  • Give examples of types of housing
  • Say house someone can own a house
  • name five different types of houses.
  • explain how houses in some parts of Nigeria are different from those in other parts.
  • list some factors that affect types of houses.
  • explain the need for houses.
  • mention three agencies that help people to own houses.
  • List five reasons why everybody does not own a house

 

Methods Of Teaching 

  • Discussion
  • Explanation
  • Dramatization
  • Dialogue
  • Story telling
  • Questions and Answers
  • Role Modelling

 

 

Instructional Materials 

  • Wall Charts
  • Pictures
  • Online materials
  • Textbooks
  • Scheme of work
  • Workbooks

 

Content 

What is a house ? 

A house is a building that is built purposely for accommodation. A house can either be made of bricks, blocks, wood or decorated with glasses. Houses can be built on land, trees or ferries.

What are Housing Scheme? 

Housing schemes in Nigeria are the measures that are taken by various administrations both at state level and federal Level to alleviate the problems of housing or accommodation for its citizens.The Lagos Home Ownership Mortgage Scheme (HOMS is an example of such scheme.

There are lot housing scheme that are put in place by various administrations by government of different levels to make accommodation problems a thing of the past.

One of such noble gestures is The Jakande Housing Estate that was put in place by the premier governor of Lagos State in person of Alhaji Lateef Kayode Jakande

 

TYPES OF HOUSES

Houses are named after the types of major materials that are used when building them.

 

People live in different types of houses. The following are some of them.

 

 

1, The mud house:

This has mud walls and a mud roof. The roof is usually flat. The entrance to the house is usually small. It is the traditional type of house in the northern part of Nigeria, where rainfall is not much.

 

2 The thatched house:

This is usually round and built in groups in a compound. The walls are built with grass. The roof is also made of grass. This is the traditional type of house of the Fulani people

 

 

3 The pointed-top house:

This is common in the eastern part of Nigeria. The roof is made of raffia palms or grass, and the walls are built with mud and sticks.

 

4.The storey building:

A storey building is a house with more than one floor. It usually contains more than one flat. The first floor in a storey building is called the ground floor, and the second becomes the first floor. Some buildings have about twenty-seven floors. A very tall storey building with many floors, is called a skyscraper or high-rise building.

 

5 The duplex:

A duplex is a storey building for use by a family. The ground floor usually contains the sitting room, the kitchen, one bedroom, a toilet and a bathroom. There is a staircase inside the house, which leads up from the ground floor to the top floor. The first floor usually contains only bedrooms, toilets and bathrooms. Some duplexes have another sitting room on the first floor, and this is used by the family.

 

6 The oblong house:

This is narrow and long, and is divided into several rooms. Almost all the rooms lead outside.

 

7.. The bungalow:

A bungalow does not have another building on top of it. Only one family usually lives in a bungalow. It has several rooms, and the toilet and bathroom are either inside or outside.

 

8 The brick house:

Brick houses are built with burnt bricks. They are not like the traditional mud houses. They are very modern. Sometimes, they are actually built with cement blocks, but the bricks are used to make them fanciful.

 

9 Glass and steel houses:

These are found mostly in large cities like Ibadan and Lagos. In many cases, they are used as offices by banks and other private organizations.

How can someone own a House under the housing scheme 

  1. Applicant must reside in Lagos State
  2. Applicant must be under 60 years of age
  3. Applicant must have a verifiable means of income
  4. Applicants should be credit worthy
  5. Successful Applicants are expected to pay 30% of the value of the house they intend to purchase
  6. Houses purchased under the scheme must be occupied by the beneficiary and cannot be transferred or rented out until all obligations has been fulfilled
  7. Beneficiaries are to pay 6% interest rate on the mortgage loan
  8. Applicants must have been working for his/her current employer for at least six months (and must be confirmed by employer)
  9. Applicants must be first time home buyers

Source : The Lagos Home Ownership Mortgage Scheme (HOMS

Most houses in the northern parts of Nigeria are quite different from the structures that we had in the south in the olden days. This dichotomy is due to the difference in climatic nature of both region. The north is relatively hot while it is cool in the south. But nowadays houses are built with bricks in both places

Factors That Affect Housing 

  • Cost of building materials
  • Government policies on importation
  • Availability of land for accommodation purposes
  • Take home pay as salaries
  • Activities of Mortgage banks and other housing schemes operators
  • Interest rates
  • Population explosion
  • House rents
  • Inflation

 

Why Housing : What are the needs for Housing 

  • Housing or accommodation is essential to life and growth
  • It reduces the stress of being exposed to environmental pollutants like smoke, gases or toxin
  • House protects us from rash and harsh weather conditions
  • It is a measure of financial status in some ways clime
  • Housing provides the necessary shelter for religious, social and business functions

 

Why Most People Do Not Own a House in Nigeria 

  • High cost of building materials
  • Activities of land grabbers popularly known as OMO ONILE
  • Unemployment or no meaningful means of livelihood
  • Poor salary
  • Difficult in getting government approval or Certificate of Ownership (C of O)
  • Federal Government land Acquisition scheme

 

 

Presentation 

The topic is presented step by step

Step 1 : He revises the previous topics

Step 2 : The class teacher introduces the new topic

Step 3 : The class teacher allows the pupils to give their own contributions and he or she corrects them when the needs arise

 

 

 

 

Evaluation 

  • Explain the meaning of  housing
  • Write out the meaning of housing
  • List four types of houses
  • Give four examples of types of housing
  •  Explain how someone can own a house in Nigeria
  • Name five different types of houses in Nigeria
  • explain how houses in some parts of Nigeria are different from those in other parts.
  • list four factors that affect types of houses.
  • explain four need for houses.
  • mention three agencies that help people to own houses.
  • List five reasons why everybody does not own a house in Nigeria

 

Conclusion 

The class teacher gives out a short note and he or she goes round to mark

 

Assignment 

Please kindly prepare for the next lesson by reading about

Features of Adequate Housing In Nigeria